about the Sacco

Our Story

APS Baraka Sacco is organized by people who own small scale individual businesses but is also open to employees of various organizations.
APS Baraka Sacco was initially a Micro-Credit Revolving Fund Project under Association for Participation in Development (A.P.S) an Italian N.G.O. The fund was later transformed into the SACCO after the withdrawal of the donor in 2003.

The SACCO is managed by a Central Management Committee who we are elected by the delegates during the Annual Delegates Meeting.

What WE stand for

Our Core Values


At APS Baraka Sacco we uphold high standards of professionalism while creating a healthy balance between the competing needs of the Sacco and various stakeholders.


Our decisions and actions are guided by our moral responsibility to do that which is right. This drives the way we engage with stakeholders.


Our financial solutions evolve based on industry trends and we are keen to adapt new channels of service delivery to add value to our members.

Member Satisfaction

APS Baraka Sacco exists for its member. At all times we uphold the supremacy of the member and seek to ensure we satisfy their need.

Team Work

We believe that together we can achieve more. We work together to ensure that each member has an equal opportunity to achieve their personal objectives through the Sacco. At APS Baraka Sacco each member is important.

our team

Our Skilled Leaders

We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.

Seraphine Okal
Board Chairman
George Rubia
Board Vice Chairperson
Jane Mburu
Isaac Gitonga
Honorary Secretary
Boniface Mwengi
Credit Committee Member
Catherine Nyaboke
Credit Committee Member
Pamela Anyango
Education Committee Member
Philip Obonyo
Supervisory Chairman
Wycliff Keya
Supervisory Secretary
Stephen Lusweti
Board Member
Olpha Mamboleo
Board Member
George Omondi
Board Member


Click one of our representatives below to chat on WhatsApp or send us an email to info@apsbarakasacco.co.ke or visit as at Nacico Plaza,5th Floor, Ladhies Road

× We here to help, click here