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Savings

Savings Products

Aps Baraka Sacco has a wide range of savings products tailored to meet various needs of a diversified membership with each member’s unique need being catered.


Types of savings products offered

Shares or Equity Capital

Each registered member shall purchase at least Kshs 15,000 shares each. A member may transfer his shares to other members on leaving membership of the sacco. Shares earn dividends paid at the end of a financial year in accordance with the dividend policy of the sacco.

Christmas Savings

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Pamoja Savings

APS Baraka Sacco offers group savings account in Kenya for Investment groups with no monthly charges, minimum deposits.

Retirement Reserve Funds

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Ordinary

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